Equal Housing Lender ·NMLS #1987402·Estimates only — not a credit decision
First Rate Home LoansRobert Buchanan · DSCR
STR Revenue Estimator

What could this
Airbnb actually make?

Estimate gross and net short-term-rental revenue, then see whether the property qualifies for a DSCR loan on projected income — the way we actually underwrite STRs.

Sets typical starting points — fine-tune below for your exact property.

$185
62%
22%
$
$

PITIA = your estimated monthly principal, interest, taxes, insurance & HOA. Not sure? Use the DSCR calculator →

Est. annual gross revenue
$41,857
$3,488
Gross / month
$2,721
Net after costs
Net monthly STR income$2,721
Monthly debt service (PITIA)$2,950
DSCR on projected income0.92
DSCR 0.92 Close — a no-min-DSCR program may still fit.
Get my STR rate options →
01

We underwrite real revenue

For STRs we can use market revenue projections instead of a long-term lease estimate — usually unlocking far more borrowing power.

02

No-minimum-DSCR options

Even if a property pencils below 1.0, there are programs built for it — typically with a bit more down or adjusted pricing.

03

Second-home & investment

Whether it's a pure investment STR or a second home you'll rent part-time, there's a structure that fits.