DSCR Calculator
Does the property
Does the property
pencil? Find out now.
Enter the deal and we'll calculate your Debt Service Coverage Ratio, monthly cash flow after debt service, and exactly which qualification band you land in.
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%
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< 1.00 tight
1.00–1.19 qualifies
1.20+ strong
DSCR = gross rental income ÷ PITIA (principal, interest, taxes, insurance, HOA). Loan payment assumes a 30-year amortization. Estimates only.
YOUR DSCR
1.26
Strong — best pricing
0.81.01.21.4+
Gross monthly income$2,400
Monthly P&I$1,432
Taxes + insurance + HOA$400
Total PITIA$1,832
Cash flow after debt service+$568
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